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California Employer Resource · Santa Clara County

🏢 Group Health Insurance in Santa Clara County, CA

I’m Matthew Reilly, a licensed California health, life, and group insurance agent. Santa Clara County is the heart of Silicon Valley, so employers here range from large tech companies to startups and small local businesses.

Downtown San Jose, California with the Santa Cruz Mountains behind
Downtown San Jose and the valley below. Photo: Michael from San Jose, California, USA, CC BY 2.0, via Wikimedia Commons.

Santa Clara County takes its name from Mission Santa Clara de Asís, established in 1777 and named for Saint Clare of Assisi. Before chips and software, the valley was famous for fruit orchards and was promoted as the “Valley of Heart’s Delight.” Today San Jose is the county seat and largest city, most of Silicon Valley lies within the county, and Stanford University is here too.

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📖 New to group coverage? Start with the Coverage Guide →
🏢 What group health options exist for Santa Clara County employers?Carrier Access
Employers in Santa Clara County have access to the broader California small- and large-group market through the carrier network I work with through our vendor partners. Which carriers have active networks in your exact location depends on which hospital systems and medical groups your employees use — I confirm the real, current list for your ZIP code before you ever see a quote, rather than promising specific carrier names up front.
📋 Does group size work differently in Santa Clara County than the rest of California?Group Size
No — the small group (1–50 employees) vs. large group (51+) split, participation minimums, and open enrollment timing are all set at the state and federal level, not the county level. What does change locally is which hospital systems and medical groups are strongest in your employees’ network. See the Coverage Guide for how group size and plan rules work statewide.
🤝 Do I need a local agent, or can you help from outside Santa Clara County?Remote Access
I’m licensed to sell health and life insurance throughout California, and most of my clients handle everything by phone, text, and video — comparing options, signing paperwork, and getting enrolled without ever needing an in-person meeting. Santa Clara County employers get the same attention and the same carrier access as my Orange County clients; I just handle it remotely instead of walking into your office.
📍 Which cities in Santa Clara County do you work with?Service Area

Cities I work with: San Jose, Sunnyvale, Santa Clara, Mountain View, Palo Alto, Milpitas, Cupertino, Gilroy, Morgan Hill, Los Gatos

Don’t see your city listed? I’m licensed statewide — reach out and I’ll confirm coverage for your exact address.

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👨‍⚕️ “Behind me is a family-owned General Agency with over 40 years in California group benefits.”

👩‍⚕️ “You get dedicated sales and service reps, plus underwriting advocacy that pushes tough cases through with carriers. That’s the bench your business gets.”

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