California Employer Resource · Renewal Season
📊 Should You Benchmark Your Group Plan At Renewal?
Every renewal is a chance to see what the rest of the market would actually charge for the same — or better — coverage. Most employers never get that comparison run, and just accept whatever the renewal letter says.
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New to all this? Start with the Coverage Guide →
🔍 What actually happens during a benchmark?The Process
I take your current plan’s summary of benefits and rate sheet, and run them against current offerings from my carrier network. You get back a side-by-side of cost and coverage — no commitment to switch anything, and no cost to you to find out.
🗓️ Win Your Q4 Open Enrollment
👨⚕️ “Fourth-quarter open enrollment moves fast. So do we, with fast quote turnaround when the clock is ticking.”
👩⚕️ “Your census is uploaded securely, and every plan is compared side by side in the Professional Suite before your renewal date lands. When did your current broker last show you the full market?”
📅 Book a Plan Review: See the Full Market Before Your Renewal📅 When should this start, relative to my renewal date?Timing
Most groups can shop and switch carriers at renewal, which usually means a 45–60 day window before the plan year ends. Starting the comparison early is what actually gives you leverage — waiting until the last couple of weeks limits you to whatever quotes can be turned around in time.
🤔 What if the benchmark shows I’m already getting a good deal?Outcome
Then you keep your current plan — with actual confirmation instead of an assumption. A benchmark that changes nothing still has value: you stop wondering whether you’re overpaying, because you’ve checked.
📄 What do you need from me to run it?What I Need
Just your current plan’s summary of benefits and your most recent rate sheet or invoice. I don’t need a finalized census up front — headcount and ages come later, once you’ve seen there’s something worth pursuing.