🏢 Group Health Insurance in Santa Cruz County, CA

I’m Matthew Reilly, a licensed California health, life, and group insurance agent. Santa Cruz County pairs a university town and miles of beaches with farms and small businesses, and I help local employers compare group health plans by phone, video, and text.

Waves breaking on the cliffs of the Santa Cruz coastline, California — The Santa Cruz coastline. Photo: Rhododendrites, CC BY-SA 4.0, via Wikimedia Commons.

Santa Cruz County is home to about 271,000 people. When California became a state in 1850, this county was first called Branciforte, after an older Spanish pueblo, and was renamed Santa Cruz, Spanish for “Holy Cross,” after the mission and town. More than 29 miles of beaches draw visitors, and the University of California, Santa Cruz, school districts, county government, and a hospital are among the largest employers, with farms, wineries, and small shops filling out the picture. Provider networks vary by area, so always confirm your doctors and hospitals are in network.

👋 Call Mr. Reilly 🧑‍💼 Text me 24/7 📱💬 📅 See Your Group Options in Santa Cruz County

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📖 New to group coverage? Start with the Coverage Guide →

🏢 What group health options exist for Santa Cruz County employers?Carrier Access

Employers in Santa Cruz County have access to the broader California small- and large-group market through the carrier network I work with through our vendor partners. Which carriers have active networks in your exact location depends on which hospital systems and medical groups your employees use — I confirm the real, current list for your ZIP code before you ever see a quote, rather than promising specific carrier names up front.

📋 Does group size work differently in Santa Cruz County than the rest of California?Group Size

No — the small group (1–50 employees) vs. large group (51+) split, participation minimums, and open enrollment timing are all set at the state and federal level, not the county level. What does change locally is which hospital systems and medical groups are strongest in your employees’ network. See the Coverage Guide for how group size and plan rules work statewide.

🤝 An Extension of Your Business

👨‍⚕️ “Think of us as an extension of your business. We carry the admin load — quotes, census, enrollment — so your team stays on what it does best.”

👩‍⚕️ “Most owners never count how many hours open enrollment takes. Behind me is one of California’s top General Agencies and its Professional Suite of quoting, census and enrollment tools. That’s real admin time back on your calendar.”

👨‍⚕️ “More than an agent. A partner in your growth, your technology and your service, every renewal.”

👩‍⚕️ “So how many hours did your team spend on benefits paperwork last year?”

📅 Book a Plan Review: See How Much Admin Comes Off Your Plate

🤝 Do I need a local agent, or can you help from outside Santa Cruz County?Remote Access

I’m licensed to sell health and life insurance throughout California, and most of my clients handle everything by phone, text, and video — comparing options, signing paperwork, and getting enrolled without ever needing an in-person meeting. Santa Cruz County employers get the same attention and the same carrier access as my Orange County clients; I just handle it remotely instead of walking into your office.

📍 Which cities in Santa Cruz County do you work with?Service Area

Cities I work with: Santa Cruz, Watsonville, Scotts Valley, Capitola

Don’t see your city listed? I’m licensed statewide — reach out and I’ll confirm coverage for your exact address.

Legal & Compliance Disclaimer

This page is general information, not a guarantee of plan availability, network participation, or savings. Carrier networks and provider participation vary by ZIP code and are subject to change — always verify network status directly with your providers before enrolling. No premium, rate, or price information is included or implied. This website is not affiliated with, endorsed by, or sponsored by the County of Santa Cruz, the City of Santa Cruz, or any government agency.

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