Supplemental

No. A dental savings program is a membership discount plan, not insurance. You pay discounted rates directly at participating dentists.

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Yes. Standalone dental plans are sold on their own, and some cover major work without a long waiting period.

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Yes. Standalone vision plans can be bought on their own, any time of year.

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It bundles accident, critical illness and accidental death and dismemberment coverage into one policy with one bill.

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It’s a supplemental plan that pays set cash benefits for hospital stays, doctor visits and urgent care, with no health questions for eligible applicants.

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Hospital indemnity pays you a set cash benefit for each day of a covered hospital stay, with no network to worry about.

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It pays a one-time lump sum directly to you on a first diagnosis of a covered condition like cancer, heart attack or stroke.

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Generally not, when you pay the premiums with after-tax dollars. The cash goes straight to you.

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Fixed indemnity pays you a set cash amount for covered care like doctor visits, no matter what your health plan pays.

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